Dance is an art form that grants dance students the opportunity to express themselves though physical movements. As a holistic activity, dancers of all ages can improve their physical fitness and self-discipline. Additionally, dance provides entertainment for dances and audiences alike. However, there is the very real risk of injury or accident for dancers.
Medical insurance may not be an option for many dancers who often pay out large deductibles in order to receive any benefits. Dancers aren’t the only ones at risk here. Dance studio owners can lose their businesses due to liability insurance requirements set by landlords or banking lenders. In the case that a dancer is injured in the studio, an injury claim for dance insurance could bankrupt a dance studio owner.
Thanks to the Specialty Insurance Program established for Dance Studios and Schools you can avoid being burdened by accident or injury as a dancer. This type of specialty dance insurance provides coverage for participant injury claim or lawsuits. Elect to have liability and accident insurance for your standard coverage. Additionally, you can opt to tack on higher liability limits, coverage for non-owned vehicles, and dancing equipment.
Eligible expenses for those with Accident Coverage include those expenses that are vital for service and treatment. Examples include:
Anyone associated with dance programs can be covered by general liability coverage. This includes:
General claims include:
Specific types of cases that could benefit from liability coverage include:
Perhaps you are looking for specialty coverage that does not come with the general or accident liability dance insurance. Fortunately, there are several options that you can add on to your policy to ensure greater protection. These include: