Terms of Service

Our ability to offer accurate proposals which provide appropriate coverage for your situation is contingent on your ability to share complete and truthful information about your individual circumstances and specific needs.

Any offer of coverage or quotation contained herein or on any subsidiary website is subject to underwriting review and any applicable state rules or limitations.

Binding of coverage is not final until received and approved by Marine Agency and its insurance carriers. Electronic binding of coverage is not automatic. Payment of premium alone does not constitute an agreement to bind coverage.

Quotations offered describe the coverages, terms, and conditions offered by the company. Please review them carefully as they may differ from the expiring policy or from the specifications requested in the submission.

If there is any conflict between the coverage descriptions shown in a quotation and the actual insurance policy, the insurance policy will prevail and supersede the quotation.