If you offer hair removal services on your own, you don’t have an employer taking care of the insurance for your salon. Therefore, you need to make sure you have taken care of everything yourself. Here’s a quick guide on what coverage you should have:
Essential Coverage for the Self-Employed Electrologist
The first type of policy to think about is self employed electrology insurance in OH. This is a form of professional liability insurance offered by Marine Agency Insurance, and it was created with your type of business in mind. It protects you from liability arising from the performance of your services, such as injuries.
Next, add general business insurance opens in a new window to your package of electrology insurance for hair removal in OH. This has two main components: general liability insurance, which protects you from liability arising from general accidents like slips-and-falls; and general coverage, which activates for fires, thefts, and other disasters. All businesses are at risk for the types of things these policies cover, though if you don’t own your building, you will only need to insure the contents of your suite.
If You Expand…
Eventually, you may find that you have so many customers that you need to hire employees. Whether these workers are receptionists, janitors, or other electrologists, you’ll need worker’s compensation opens in a new window insurance. Be sure you remember to add it when your business reaches this level.
- Even self-employed electrologists need electrology insurance in OH for good protection against related risks.
- A full package for your electrology business in OH also includes general liability and business coverage.
- Once your business grows enough to add employees, be sure to pick up worker’s compensation insurance as required by law.
Whether you’re just opening your salon or are looking for a new and better insurance package, be sure to contact us at Marine Agency Insurance. Our agents will be glad to work with you to create a package that covers all of your needs without unnecessary expense.