If you’re opening a beauty salon in Ohio, or already have one, you need a variety of types of insurance. Here are some of the types to consider:
Basic beauty salon insurance in OH covers against things like theft, fire, and personal liability. Note that personal liability refers to events like slips and falls, rather than covering you against lawsuits from unhappy customers. For that, you need professional liability insurance. Finally, if you have employees, you’ll need to carry worker’s compensation coverage.
Even if your business doesn’t offer a full range of beauty treatments, coverage is important. Self employed barber insurance in OH provides protection against general liability, professional liability, and adverse events like fires. Workers’ compensation is also needed if you have any employees working for you.
Taking it Up a Notch
If your establishment has expanded into services like microblading, you should also get beauty insurance for microblading in OH. Services like these are often easier to add than something like full tattooing, which is good for starting up but often leads to practitioners that don’t have as much practice. Insurance against mistakes is very important to have.
The application of makeup can seem pretty safe, but it also carries some risk. A customer may have a bad reaction to a product, or blame you for some adverse event.You’ll need cosmetologist insurance in OH if you’ll be offering makeup services or anything similar.
- Insurance is needed by all beauty-related businesses
- General liability protects against theft, fire, and personal injury
- Professional liability covers mistakes and adverse events resulting from how you perform your services
To get the insurance you need, just contact us here at Marine Agency Insurance. We have all of the coverage you need to meet your legal requirements as well as to protect you from the risk of surprise expenses.