Every barbershop or salon business in Texas should invest in adequate insurance coverage. Not only does comprehensive barbershop insurance in Texas protect you from various types of loss, but certain insurance coverages are required by state law. If you are interested in purchasing barbershop liability insurance in Texas, Marine Agency Insurance can help.
Exploring Coverage Options from Your Trusted Barber Insurance Agency in Texas
Some of the most common types of insurance policies purchased by barber and beauty salon businesses include:
Self-Employed Barber Insurance in Texas
Even if you don’t work from a “home” barbershop, you may be required by Texas state law to carry specialized business insurance.
Workers’ Compensation Coverage in Texas
Most businesses that have part-time or full-time employees should invest in workers’ compensation insurance opens in a new window. This coverage protects employees who are injured at work or become ill after a workplace accident.
Cosmetology Insurance in Texas
If you are providing beauty services, you may also be required to carry cosmetology insurance in Texas to help protect your clients and business in the event of a lawsuit.
General Liability Coverage in Texas
This is an essential coverage option for any barber shop or beauty salon. General liability protects your business against claims that involve personal injury or damages to personal property.
Key Takeaways
- As the demand for professional hair and beauty services rises in the US opens in a new window, more Texas small businesses are at risk for customer dissatisfaction and expensive lawsuits.
- Every Texas barbershop or salon should invest in insurance coverage to protect their business and comply with state laws.
- Salon insurance companies in Texas offer additional coverages to provide small businesses with total insurance protection against claims, accidents and injuries.
Want to learn more about the insurance coverage offered by our barber insurance agency in Texas? Contact Marine Agency Insurance today to learn more and request a quote.