Floridians have more opportunity to show off skin, due to the state’s warm weather. This means that there are plenty of opportunities for tattoo shops in Florida. The downside is that tattooing and microblading also bring plenty of professional risk. Since these services involve skin penetration, there is the chance of infection and the spread of disease. Customers may also sue if they don’t like the results of your work. Fortunately, there is a good way to reduce the financial liability associated with these dangers.
Protect Yourself from Liability
Tattoo shop insurance opens in a new window in Florida covers the financial liability associated with the unique risks of tattooing and microblading, as well as the normal hazards of doing business. A typical policy package will cover professional liability. It will also take care of costs associated with typical causes of personal injury, such as falls. Theft, fire, and other forms of loss are also taken care of by the proper insurance. Finally, you will need worker’s compensation coverage if you have enough employees to trigger the requirement in Florida. You should get this coverage even if you have fewer workers than the state cutoff, because it can help you attract better staff members.
The tattoo insurance cost in Florida is well worth the investment. Remember that both tattooing and microblading are forms of art, and not everyone will appreciate your vision — even if they have okayed it beforehand. Just one dissatisfied customer can cost you thousands of dollars if you don’t have the proper coverage in place.
- Tattoo parlor insurance in Florida protects you from liability associated with your craft
- This insurance should be part of a wider business insurance package opens in a new window that includes general liability, theft, fire, and worker’s compensation coverage
- The cost of a policy can be far less than the costs associated with just one lawsuit
For cosmetic tattoo insurance quotes in Florida, just call us here at Marine Agency Insurance. We also offer microblading insurance in Florida, so be sure to contact us even if your shop doesn’t offer traditional tats!