Electrolysis and other electricity-based hair removal opens in a new window methods are perpetually popular, so you’re sure to get business if you offer these services. However, you should be sure to take the needed precautions to ensure that you don’t suffer undue risks of liability opens in a new window for lawsuits. Therefore, you should be sure to get electrology insurance in NY before you start up or expand.
Electrology insurance for hair removal in NY starts with professional liability coverage. This pays out if you are blamed for causing damage during the performance of your hair removal service. Since the use of electricity always involves some risk, you definitely should have this protection.
There are several other types of insurance you should pick up, as well. A package for self employed electrology insurance in NY also needs to include general business insurance, which covers you for everything ranging from slip-and-fall accident liability to fire and theft events. If you hire employees, you will need workers’ compensation to be part of your coverage, too.
- Professional liability coverage forms the backbone of the insurance package for an electrology business in NY.
- Add general liability coverage for good all-around protection.
- If you hire employees, be sure you have the needed workers’ compensation insurance.
To get the insurance you need for your electrology operations, contact us here at Marine Agency Insurance. Marine Agency has been providing insurance protection for clients since 1922, when it offered coverage for mariners. Now, we offer insurance for a wide variety of businesses, with a focus on day spas, beauty parlors, and related operations. You can be sure that we understand your business when you get your electrology coverage through us.