If you currently offer electrolysis at your salon or are planning on adding it, you should be sure you have a good package of business and electrology insurance in PA. This is because without it, you are at risk of financial liability if anything goes wrong or if a customer makes a claim against you. With the proper insurance, such matters typically down to filing a claim of your own against your policy, and your business goes on.
When you get electrology insurance for hair removal in PA, you should be sure to get coverage for other potentially-costly events at the same time. This will allow your agent to put together a package that covers all of your needs.
What Coverage Do You Need?
The first thing you need for your electrology business in PA is professional liability coverage. This is what protects you when clients claim that how you performed your services caused them some kind of harm. Along with this, you should have general liability coverage opens in a new window. This coverage takes care of liability from slip-and-fall and other accidents. Next, add good coverage for your building and its contents. If you’re leasing, the contents can still be covered. If a fire or theft occurs, this is the insurance that pays for repair or replacement. Finally, if you have employees, be sure to add worker’s compensation opens in a new window coverage as required by law.
- Self employed electrology insurance in PA protects you from professional liability arising from your hair removal services.
- You also need electrology insurance if you have a multi-employee salon.
- Be sure to get business insurance against other losses, too.
- If you have employees, you’ll need to add worker’s compensation coverage.
To get a quote on an insurance package that covers all your needs, call us at Marine Agency Insurance. We’ll be glad to help.