Kansas MediSpas and laser operators who provide medical spa services need to make sure their businesses are protected. The right insurance package is an essential part of the business. Even the most dedicated beauty experts have to have to right insurance to protect themselves.
Types of Coverage
Insurance needs can vary based on the services provided and the type of business you operate. Fortunately, the Marine Agency offers ala carte insurance packages that allow business owners to choose the insurance options they need. No matter the medical spa services provided – Botox, dermal filler injections, laser hair removal opens in a new window, medical spa treatments, microblading – there’s an insurance combination that will have your business covered.
Almost every business will need some form of general and professional liability coverage. General liability will cover an office in case of an accident, like a trip or fall by a customer. Professional liability covers you if you make a mistake or if an employee is accused of negligence or some form of misconduct. Operators must follow the Kansas laws and regulations opens in a new window, and liability insurance can help protect your business.
Property insurance is needed if your business has a physical location. It will cover you in case of fire, theft, burglary, and other potentially damaging incidents. This insurance does not apply to operators who provide off-site services. However, there is an insurance option specifically for those types of operators.
Other insurance options include business interruption, which protects you if your business is forced to shut down through no fault of your own – such as a pandemic. Insurance also can cover freelance employees or contractors.
- Kansas medispas and solo laser operators need to have liability insurance to protect them from claims of negligence, errors, and even misconduct by employees.
- Marine Agency offers laser hair removal insurance and medical spa insurance ala carte, allowing businesses’ to choose the coverage they need.
Contact Marine Agency Today!
Kansas MediSpa & Laser Hair removal businesses can get the insurance they need and get insurance quotes through Marine Agency.