Are you the owner of a medical spa in Minnesota? If so, you should make sure that you are going above and beyond to protect your business. While there are plenty of ways to go about doing this, one great option is to purchase medical spa insurance. However, not all insurance companies are created equal. Therefore, you should be taking the time to research companies before purchasing your policy. With that in mind, here is a closer look at the types of coverage we offer here at Marine Agency.

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Available Coverage

If you offer medical spa treatments from beauty experts, you should make sure you have sufficient coverage to protect your employees and customers alike. Here are some potential types of coverage you can purchase for your medical spa.

  • General Liability: Purchasing general liability coverage allows you to protect your business against slips, falls, and other accidents.
  • Independent Contractors Included as Insureds: Given that the pandemic has caused many companies to hire independent contractors, this coverage option makes it possible for you to cover those temporary employees as well.
  • Professional Liability: No medical spa is immune to malpractice lawsuits. Without coverage, you may be forced to pay customers to avoid or settle lawsuits. However, by purchasing professional liability coverage, you won’t have to be concerned about these issues.
  • Property Coverage for Business Contents/ Buildings: This coverage option can protect your products, equipment, etc. against damage, theft, etc. Also, if you own the building, you can get coverage for fires, flooding, and more.
  • Optional Business Interruption Coverage: This allows you to get covered in case you unexpectedly have to close down your business for a prolonged period.
  • Off-site Services Coverage is Available: If you offer off-site services, you can ensure that your employees and clients are covered.

Key Takeaways:

  • If you are a medical spa owner in Minnesota, purchasing the proper coverage can help protect your business.
  • Medical spa coverage offers optional business interruption coverage, professional liability coverage, and more.
  • This coverage can also be extended to include your independent contractors.

If you are a resident of Minnesota who is seeking reliable laser and medispa coverage, we’re here to help! Contact your friends here at Marine Insurance Agency today.

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    34 W Main Street #201
    Somerville NJ 08876

    Local: 908-838-9762

    Toll-Free: 84-INSURE-NJ (844-678-7365)


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    Somerville NJ 08876

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    Toll-Free: 800-35-MARINE (800-356-2746)

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