Now is an excellent time to own your medical spa in New Hampshire. Many people are seeking these treatments because they are stressed, bored, or just need a little self-care. However, you must also be sure to protect your business at all costs. As a small business owner, one small hiccup could set your business back for months or even years. That said, here are the types of coverage you should consider investing in. 

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  • Professional Liability: It’s no secret, accidents happen. If your company is professionally liable for causing damage to one of your clients, this coverage will give you the funds and resources to handle these matters quickly and efficiently. 
  • Property Coverage for Business Contents/ Buildings: If you experience fires, vandalism, theft, etc., medical spa coverage can help your business quickly recover. 
  • General Liability: If a customer slips and falls in or around your business, this type of insurance helps you avoid lawsuits and other issues. 
  • Independent Contractors Included as Insureds: Do you have independent contractors for any reason? You can now extend insurance coverage to them as well. 
  • Optional Business Interruption Coverage: There is optional coverage to protect your business in case you need to close abruptly and for an extended period. 
  • Off-site Services Coverage is Available: If your company offers any off-site services, this type of coverage ensures that your employees are still covered. 

Key Takeaways: 

  • Getting medical spa insurance is imperative for your business. 
  • Purchasing general liability coverage, professional liability coverage, etc., is the best way to ensure your business is fully covered. 
  • Medical spa packages can cover off-site services, independent contractors, slip and falls, and much more.  

If you are a medical spa owner looking for premium quality laser and medispa insurance, our team of experts here at Marine Agency is here to help. Contact us today! 

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