Maryland is one of the least-stringent states when it comes to regulating tattoo, body piercing and microblading opens in a new window small businesses. But that doesn’t mean you should not include tattoo insurance as part of your microblading business plan. One simple accident or unfortunate incident could cause you to lose your entire business, without the correct coverage. That’s why microblading insurance is so important in Maryland.
Tattoo Insurance for Microblading Estheticians
At a minimum, professional liability insurance opens in a new window in Maryland is what you need to start a microblading business. This type of insurance pays for your legal defense and also any judgments against you in a court case, up to the limits of the policy. This type of liability insurance usually has a deductible that can range from $1,000 to $25,000, depending on how much coverage you want.
If you have employees and want microblading esthetician insurance for them, you don’t need a specialized policy. Workers’ compensation insurance and a liability policy will cover your business and your employees in most instances. Other specialized types of insurance, such as guest artist insurance for temporary employees, are another option.
One final piece of coverage you will definitely want is property insurance. This protects not only the physical location of your microblading business, but also the contents and equipment inside the building. Property insurance covers loss or damages from fire, vandalism, theft and other occurrences.
Purchase Microblading Insurance in Maryland
- Maryland has minimal regulation of microblading/ tattooing businesses.
- Flexible plans can provide only the amount of coverage you want.
- Marine Agency can find the perfect insurance policy for your business.
Marine Agency can match you with a policy expert who understands the ins and outs of body art insurance coverage in Maryland. Contact us for a free quote on microblading insurance today!