Tattoo and Piercing Insurance in Illinois
Like all businesses, tattoo and piercing shops in Illinois are exposed to risks on a daily basis. To protect against these risks, shops must invest in appropriate insurance policies. The specific types of IL tattoo insurance an establishment should purchase depends on the nature of the business, as well as other factors.
Exploring Different Types of Business Insurance
Your business may need several different types of insurance opens in a new windowto protect against all the risks it faces. For example, most tattoo and piercing shops need to purchase general liability insurance to protect against the most common risks businesses face, such as lawsuits related to property damage or personal injury. Tattooist insurance in IL should usually include professional liability coverage as well, which provides benefits when clients make claims related to negligence.
If your establishment owns the building in which it operates, you should also consider purchasing property insurance to cover the building and its contents. In addition, the state of Illinois requires most businesses to purchase workers’ compensation insurance opens in a new window if they have employees. This type of insurance provides benefits to employees who become ill or injured on the job, and it protects employers from lawsuits related to these incidents.
- Illinois tattoo shops need a variety of types of insurance coverage to protect themselves.
- Types of coverage that may be necessary include general liability, professional liability, workers’ compensation and property insurance.
Shopping for Business Insurance
Not all tattoo & piercing shop insurance in IL is the same. For this reason, it is important to shop around before purchasing a policy. Be sure to compare the level of coverage, the premiums and the exclusions carefully as you explore different options.
Marine Agency understands the insurance needs of tattoo shops in Illinois, and we provide a variety of types of tattoo shop insurance in IL. Please contact us to discuss your business insurance needs.