Tattoo and Piercing Insurance in Ohio
Every Ohio business faces risks in the course of its operations. For tattoo and piercing establishments, these risks may be related to injuries sustained on site, damage to property, unsatisfactory services or workers’ compensation claims. To protect against these risks, tattoo and piercing businesses need to invest in OH tattoo insurance.
Protecting Your Business with Tattoo Shop Insurance
In order to adequately protect your business, you need to purchase the proper combination of tattoo & piercing shop insurance in OH. However, the exact type of coverage you will need depends on how your business operates and the exact risks it faces.
If you have employees, you will probably need to invest in workers’ compensation insurance. This type of coverage protects you in the event that an employee sustains an injury or develops an illness related to his or her work. It is also required by Ohio law for most employers.
Another type of coverage you may need is general liability insurance. This type of tattoo shop insurance in OH applies when people file claims against your business related to personal injuries, property damage and other such issues.
A third type of insurance that may be beneficial for tattoo and piercing shops is professional liability coverage. This type of coverage will protect you if an artist is accused of negligence or mistakes that resulted in damages for a client.
If you own the building where your tattoo shop operates, you will also need to purchase property insurance. This type of insurance protects the building and its contents, ensuring that your investments are secure.
- Ohio tattoo and piercing shops require insurance coverage to protect against risks.
- Some of the types of coverage that may be necessary include professional liability, general liability, workers’ compensation and property insurance.
Selecting the Right Insurance Policies
Before purchasing any tattooist insurance in OH, it is important to compare all of your options carefully. Marine Agency understands the tattoo and piercing business, and we can help you determine which policies are the best for your needs.