Get the Discounts You Deserve

One in five drivers aren’t taking advantage of all the car insurance discounts available to them, according to a survey by the Independent Insurance Agents and Brokers of America. To make sure you’re getting the savings you deserve, ask your independent agent for a policy review. Some of the discounts you could be taking advantage … Continue reading Get the Discounts You Deserve

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10 Things to Know About Capital Gains

Did you know that almost everything you own and use for personal or investment purposes is a capital asset? Capital assets include a home, household furnishings and stocks and bonds held in a personal account. When you sell a capital asset, the difference between the amount you paid for the asset and its sales price … Continue reading 10 Things to Know About Capital Gains

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Shop Smart for Insurance with a Local Agent

When you’re tackling something unfamiliar — booking a trip, doing your taxes — and you want to make sure it’s done right, you hire a professional. The same is true with car insurance. A local agent talks with you about your vehicle and your life, and recommends options that match both. Some local agents sell … Continue reading Shop Smart for Insurance with a Local Agent

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Save Money on Car Insurance

When it comes to car insurance, a little research + the right questions = money in your pocket. Rates can differ widely from company to company, so it pays to shop around. Independent insurance agents represent more than one insurance company, so they can compare multiple carriers and policies to find the one that’s right … Continue reading Save Money on Car Insurance

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Retirement Contributions Limits Announced for 2014

The Internal Revenue Service announced cost of living adjustments affecting dollar limitations for pension plans and other retirement-related items for Tax Year 2014. In general, some pension limitations such as those governing 401(k) plans and IRAs will remain unchanged because the increase in the Consumer Price Index did not meet the statutory thresholds for their … Continue reading Retirement Contributions Limits Announced for 2014

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An Easy Answer to Pain at the Pump

If you knew the gas station across town was selling gas for 20 cents cheaper than the station a half mile from your house, odds are you’d drive over there to save money filling up your tank. In fact, a survey of 1,000 people by Progressive reveals that 92 percent would drive out of their … Continue reading An Easy Answer to Pain at the Pump

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In Tough Times, See Your Insurance Agent

Times are tough, but cutting car insurance costs now could cost you later. In times of economic uncertainty, people look for ways to save money — from clipping coupons to limiting meals out. But cutting back on certain things now could mean heftier bills later. That definitely holds true for car insurance — an accident … Continue reading In Tough Times, See Your Insurance Agent

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Hobby or Business? Why It Matters

Millions of Americans have hobbies such as sewing, woodworking, fishing, gardening, stamp and coin collecting, but when that hobby starts to turn a profit, it might just be considered a business by the IRS. Definition of a Hobby vs. a Business The IRS defines a hobby as an activity that is not pursued for profit. … Continue reading Hobby or Business? Why It Matters

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Do you need optional insurance when you’re renting a car?

You’re standing at the car rental counter waiting to start your vacation when you’re asked a tricky question. Do you want to buy damage waivers, also known as car rental insurance? How will you answer? “Knowing if you need to buy rental insurance can save you money and give you peace of mind,” says Rick … Continue reading Do you need optional insurance when you’re renting a car?

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Declare Your Independence

Understanding the differences among types of insurance agents can make a big difference to your bottom line. The type of agent you choose will determine the choices you’re offered. There are two basic kinds of agents: Captive agents. Captive agents represent one insurance company. As part of their business agreement, they offer only that company’s products. … Continue reading Declare Your Independence

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Our Insurance Products

Contact Us

Maplewood NJ 07040

191 Maplewood Ave, Maplewood NJ 07040

Local: 973-763-4711

Toll-Free: 800-35-MARINE (800-356-2746)

Hours

9 AM - 5 PM , Monday - Thursday;

9 AM - 4 PM, Friday

Whitehouse Station NJ 08889

422 US Hwy 22 W, Unit 7, Whitehouse Station NJ 08889

Local: 908-838-9762

Toll-Free: 84-INSURE-NJ (844-678-7365)

Hours

9 AM - 5 PM , Monday - Thursday;

9 AM - 4 PM, Friday