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The world of martial arts is an action-packed environment that gets the adrenaline flowing and the heart pumping. It is a strenuous form of physical exercise that places one competitor against another in combat-style battles. The central focus of a martial arts battle is for one opponent to use physical strength and agility to defeat another opponent.


Categories of Martial Arts Styles

Martial arts styles opens in a new window break down into five distinct categories that draw on influences from Russian, Chinese and Japanese history. These categories include striking, grappling, takedown, weapon-based, and low-impact style.  Many compare the movements of martial arts to that of the majestic white tiger, which explains why ‘White Tiger’ is a popular inclusion in the name of many martial arts schools across the globe.

  • Striking Style

It is a style that refers to stand-up martial arts such as mixed martial arts (MMA) fighting that is gaining popularity in recent years. MMA combines striking-style combat with the grappling-style cobat as fighters face off in the ring with no equipment outside the normal human body.

  • Grappling Style

It is a style that allows opponents to utilize their body strength to gain the upper hand in a combat battle. It includes techniques such as takedowns, throws and submission holds. A popular grappling style of martial arts is Aikido, a Japanese practice that focuses on the momentum and movement of an opponent as opposed to direct physical strength.

  • Takedown Style

It is a martial arts style that focuses on taking an opponent from a standing position to a ground position using various takedown techniques. Judo is a form of this style that focuses on immobilizing an opponent by use of force in a strangle hold, choke hold or other hold maneuver. Additional takedown movements utilize the hands and feet as equipment.

  • Weapons-Based Style

It is a style of martial arts that utilizes weapons such as boards, knives and swords in combat against opponents. Kali is a form of this style that mirrors natural body movements by including weapons that requires opponents to have lighting fast reflex reactions.

  • Low-Impact Style

It is a slower paced form of martial arts that focuses on breathing techniques and spirituality connections instead of physical combat with weapons or body parts. Tai chi is a popular low impact martial arts practice that harnesses internal body power through slow body movements that uses an opponent’s power against him.

Each of these martial arts styles shows historical ties to ancient Chinese and Japanese cultures while bringing in modern day fight techniques. A majority of these styles place opponents in a head-to-head competition that uses physical strength and mental endurance. Therefore, as a martial arts school owner, you can easily see how accidents and injuries happen.


Common Martial Arts Injuries

Any time that two individuals come together in physical combat, there is the chance that broken bones, sprains, cuts and bruises will form inside the competition ring. At times, the action inside the competition ring can reach such a high level of physical combat that more serious injuries opens in a new window are possible. It is something that you need to be aware of as a martial arts school owner. Following are some of the most common injuries you need to be on the lookout for during class time.


When students engage in battles against one another and use movements such as strikes and takedown maneuvers, there is a possibility for a concussion to happen as a body part comes into contact with a student’s head. Symptoms of this injury include concentration difficulties, balance problems, dizziness and nausea. The student should seek medical treatment immediately.


Martial arts style fighting, such as Judo and MMA, feature swift, strong hits to the upper body area. These hits can lead to bruising and abrasions on the neck area. Choke hold takedown techniques can also produce neck injuries.


Physical contact combat can produce injuries, such as sprains, joint dislocations and fractures, when strong throws and leg sweeping techniques come into the ring. Skin irritations can develop from contact with a martial arts practice mat or with an opponent.

You can take precautions against these injuries by stopping martial arts practices when the physical activity becomes too rough. Have a student requirement in place stating that proper protective equipment is a requirement. You can also protect yourself by having the proper insurance in place.


Marine Agency’s Martial Arts Insurance Can Help

Marine martial arts insurance opens in a new window gives you the liability protection you need when running a martial arts school. Physical combat is a normal part of your business day. Therefore, it is safe to assume that physical damage to the inside of your training area can happen at a moment’s notice.

Liability insurance will cover the cost of making the necessary repairs while also protecting you against any legal outcome from a student or group of students sustaining injuries during class. You can also acquire accidental injury insurance that gives you coverage for the medical costs of student injuries.

Call Marine Agency or check out our contact page opens in a new window today to speak with a friendly and knowledgeable insurance specialist who will help you create an insurance policy that ensures you will have protection for the unexpected.

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