Georgia laser and MediSpa treatment businesses need insurance of varying sorts to operate with confidence, knowing that a lawsuit will not bankrupt the company. The bottom line is if you own a spa or similar business in Georgia, there is inherent risk. You need insurance to protect your business. The specific types of insurance you need hinges on your unique operations and risks.

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Coverage Options

There are all sorts of different insurance coverage options for MediSpas, laser treatment centers, and other related businesses. Our team is here to help you choose the right form of coverage for your unique business. As an example, general liability coverage helps protect Georgia laser and MediSpa businesses against general liability claims such as personal injury or damage to personal property.

Workers’ Compensation

Your Georgia MediSpa or laser treatment center likely has at least a couple of employees. Georgia law mandates that you have workers’ compensation insurance opens in a new window that protects your business should an employee suffer an injury or illness. This way, if a worker is injured or becomes ill, your business won’t be sued. Instead, the workers’ compensation insurance will kick in, providing the coverage you need to continue operating even though an employee suffered an injury or illness.

Property Coverage

Georgia property insurance protects your MediSpa’s building. This form of insurance coverage also protects the contents of the building.

Abusive Acts

Though no business owner wants to think about it, there is the potential for an employee to abuse or molest a customer. If such a terrible act were to occur, your abusive acts insurance would apply.

Professional Liability

Providing MediSpa or laser treatment to a customer can prove problematic if that treatment is rendered poorly or if a mistake is made when it is applied. This is precisely why your Georgia laser and MediSpa need professional liability insurance opens in a new window. Obtain this form of insurance for your business and you will rest easy knowing you have protection should an employee or independent contractor err while providing customers with treatment at your spa or related business.

Key Takeaways:

  • Georgia MediSpa owners and owners of similar businesses need insurance
  • Georgia law mandates your laser and MediSpa business has workers’ compensation insurance
  • Additional forms of insurance every laser and MediSpa business should obtain include general liability, professional liability, property coverage, and abusive acts

Our Team is Here to Help With Your Insurance Needs

Marine Agency has its finger on the pulse of the insurance industry. Whether you own a day spa, a salon, or another business in Georgia, our team can help you obtain the insurance you need to safeguard your hard-earned money and operate in full confidence. Reach out to us today at 800-763-4775 or by email at to find out more about how we can help with your insurance needs.

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