A home is one of your largest and most valuable investments. If it becomes damaged or destroyed, you need an appropriate home insurance policy to cover the cost of repairs. In addition, if your home is mortgaged, most lenders will require you to purchase an adequate insurance policy to protect their collateral. Fortunately, Marine Agency makes it easy to find a home insurance policy that’s right for you.
Home insurance policies can protect your home from loss due to weather damage, fire, theft and other calamities. Most policies cover both the structure of the home, the belongings inside and any other permanent structures on the property. A home insurance policy may also shield you from liability if someone is injured on your property.
Even if you don’t own a home, you may still need insurance. For example, if you live in a condominium, the condo association’s policy will cover only the external structure of your unit. To insure the contents, you must purchase a separate policy. Likewise, if you rent a home or apartment, you need renter’s insurance to protect your belongings.
If you live in New Jersey, Marine Agency can help you find the perfect insurance policy for your home and your property. The companies we represent can insure:
The premiums for these policies vary based on the options chosen and the value of the property. Multiple policy discounts are often available to clients who purchase both auto and home insurance from the same insurer.
The right home insurance policy provides you with both protection and peace of mind. Contact Marine Agency today to learn more about the policies we offer or to receive a free quote.