For a professional Santa Claus, this is the busiest time of year. Every day, you are responsible for keeping the magic alive for children by putting on a convincing performance. Although it may not seem like you face many risks working as a professional Santa, the truth is that you could still face lawsuits and financial loss. For this reason, you need performers insurance to protect yourself.
Performer insurance is a special type of insurance coverage designed to cover individuals who provide entertainment as a service. Whether you are entertaining a large crowd in a scheduled performance or you are meeting children all day at the mall, you need this type of insurance to protect you from liability. Without this coverage, you may be held responsible for incidents that occur while you are performing, such as injury to children or their parents.
In many cases, individuals make claims against performers that are completely groundless. Unfortunately, in these cases, you must still hire a lawyer to defend yourself, which can be very costly. If the case goes on long enough, you may experience significant financial loss even if you are completely innocent of the claims made against you. Fortunately, if you have performers insurance, your policy will cover these legal fees for you even in cases where the claims against you are fabricated or exaggerated.
Marine Agency’s performers’ insurance program provides liability insurance coverage to meet the needs of any professional Santa Claus. We offer coverage options ranging from annual policies to protection for a single scheduled event. If you invest in performers insurance from Marine Agency, you will receive coverage for:
Some of the most common types of claims we cover under our performers’ insurance policies include alleged general negligence, injury or death of spectators, property damage related to performances and products liability claims. Our performers’ insurance includes no deductible, which means you won’t have to pay anything out-of-pocket for covered claims. Marine Agency is proud to offer policies with up to $1 million worth of liability coverage.
Optional coverage available includes:
Marine Agency’s performers’ insurance program is designed for individual performers. Our agents will be happy to review your situation and let you know whether this coverage is right for you. This type of insurance does not cover any performance that involves fireworks, weapons or fire. Other exclusions may also apply to performers insurance. All of these details will be included in your policy, and you can discuss them with your agent before making a purchase.
If you are working as a professional Santa Claus this Christmas, you need to make sure you are adequately protected by purchasing an appropriate performers insurance policy. Please contact Marine Agency today to learn more about the performers’ insurance options we offer.
422 US Hwy 22 W, Unit 7
Whitehouse Station NJ 08889
Toll-Free: 84-INSURE-NJ (844-678-7365)
9 AM - 5 PM , Monday - Thursday;
9 AM - 4 PM, Friday
PO Box 125
Whitehouse Station NJ 08889
Toll-Free: 800-35-MARINE (800-356-2746)