Barber & beauty insurance is Marine Agency’s specialty. Get complete barber & beauty liability insurance coverage for your barbershop, hair salon, or shaving parlor through our company’s barber & beauty insurance program.
Marine Agency has been recognized as the top leader in insurance for barbers & beauty specialists since 1975. We understand the unique challenges in running your tonsorial business. Our policies for barber & beauty shops include:
- Abusive Acts (abuse & molestation) Liability
- General (trip & fall, products) Liability
- Professional (malpractice) Liability
- Property Coverage (burglary, fire, theft, etc.) for business contents and/or buildings (if owned)
- Optional Business Interruption Coverage
- Off-site services covered automatically
- Independent Contractors included as insureds
Most salon insurance coverages are offered on an a’la carte basis – need everything? Great! Only want professional liability coverage? No problem!
Marine delivers the best comprehensive business insurance for the barber & beauty industry.
- Coverage is available throughout the lower 48 states and DC (everywhere but Alaska and Hawaii).
- All salon, spa, and hairstylist liability insurance coverage is purpose-built for the services you perform.
- Property coverage (not available in Florida) is written on a “special form”, or sometimes called “open perils”, policy. Instead of a short list of covered perils, we provide a short list of the ones that aren’t. If it’s not in the list, you’re covered!
- Don’t hesitate to ask us any questions to find out more about our beauty insurance, barber insurance, or any of our other business insurance options.
Stay protected. Get barber insurance & beauty insurance today.
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How Much Does Beauty Salon Insurance Cost?
The cost of beauty salon insurance depends on the services you offer, your staff size, your property needs, and the coverage limits you choose. Marine Agency offers salon liability insurance on either a package or a more a la carte basis, so beauty salon owners can tailor coverage to their operations. That makes the best salon insurance quote highly business-specific rather than one-size-fits-all.
Does Beauty Salon Insurance Cover Mobile Or Off-Site Services?
Off-site services are automatically included under this beauty salon insurance and barber insurance program. That added protection is especially valuable for mobile beauty services, wedding styling, house calls, and other off-premises appointments. For salons and barbers with flexible service models, it creates more complete salon liability insurance protection.
Can I Customize Beauty Salon Insurance To Match My Services And Property Needs?
Beauty salon insurance and barber insurance can be structured as a full package or built around the specific coverage needed for the business. Coverage can include salon professional liability insurance, property insurance for contents or buildings, and optional business interruption coverage when appropriate. This flexible approach works well for hair salons, barber shops, and multi-service beauty businesses with different risk profiles.
What Coverage Should A Growing Salon Or Barbershop Add First?
For many growing businesses, the priority is building around general liability insurance, professional liability insurance, and property insurance. As operations expand, business interruption coverage and products liability insurance can become more important for protecting income and retail-related exposures. Marine Agency’s program is designed so beauty salon insurance and barber insurance can scale with different business models and service offerings.