salon & day spa insurance

Day spa insurance is Marine Agency’s specialty. Get complete insurance coverage for your day spa, hair salon, skincare, microblading, bodywork, electrology, or yoga/pilates studio through Marine Agency’s bodyBeautiful™ day spa insurance program.

Marine Agency has been the recognized leader in beauty, electrology, and day spa insurance since 1975. We understand
the unique challenges in running your day spa business and have an intimate understanding of all the different skincare
and bodywork services you provide. Our bodyBeautiful™ policies for day spa, salon, skincare, bodywork, electrology, and
yoga/pilates studios include:

  • Abusive Acts (abuse & molestation) Liability
  • General (trip & fall, products) Liability
  • Professional (malpractice) Liability
  • Property Coverage (burglary, fire, theft, etc.) for business contents and/or buildings (if owned)
  • Optional Business Interruption Coverage
  • Off-site services (including out-call massage) covered automatically
  • Independent Contractors included as insureds

Most coverages are offered on an a’la carte basis – need everything? Great!
Only want professional liability coverage? No problem!

Marine delivers the only nationally available admitted, occurrence form, comprehensive day spa insurance program for day spa, salon, skincare,
bodywork, electrology, and yoga/pilates studios.

  • Marine Agency’s day spa insurance policies are provided through “admitted” (regulated) insurance carriers in all
    fifty states and DC. Our companies obtain state approval for the coverage terms and premium rates. Our companies
    are also backed by state “insurance guaranty associations” (like FDIC, but for insurance companies).
  • All liability coverage is written on an “occurrence form”. This means that your coverage literally lasts forever, as
    long as the injury happened while the policy was in place.
  • Property coverage (not available in Florida) is written on a “special form”, or sometimes called “open perils”,
    policy. Instead of a short list of covered perils, we provide a short list of the ones that aren’t. If it’s not in the list,
    you’re covered!

Get day spa insurance today.