Electrology insurance is Marine Agency’s specialty. Get complete spa liability insurance coverage for your electrology studio through Marine Agency’s electrology insurance program.
Marine Agency has been the recognized leader in electrology insurance coverage for years (since 1975). We understand the unique challenges in running your electrology business and have an intimate understanding of all the different hair removal services you provide. Our policies for electrology studios include:
- Abusive Acts (abuse & molestation) Liability
- General (trip & fall, products) Liability
- Professional (malpractice) Liability
- Property Coverage (burglary, fire, theft, etc.) for business contents and/or buildings (if owned)
- Optional Business Interruption Coverage
- Off-site services (including trade show demonstrations) covered automatically
- Independent Contractors included as insureds
- Most esthetic (skincare) and cosmetic treatments can be included at no charge
Most salon insurance coverages are offered on an a’la carte basis – need everything? Great! Only want professional liability coverage? No problem!
Marine delivers comprehensive insurance for electrology studios.
- Coverage is available throughout the lower 48 states and DC (everywhere but Alaska and Hawaii).
- All electrologist liability insurance coverage is purpose-built for the services you perform.
- Property coverage (not available in Florida) is written on a “special form”, or sometimes called “open perils”, policy. Instead of a short list of covered perils, we provide a short list of the ones that aren’t. If it’s not in the list, you’re covered!
- Don’t hesitate to ask us any questions about spa business insurance you may have.
Get electrologist insurance today.
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Pay OnlineFAQs
Below are answers to some of the most common questions about electrology insurance, including what it is and what it can cover for your studio. We also explain how coverage can work for combined services like electrolysis with skincare add ons and why many professionals choose both general and professional liability. Use these FAQs to get quick clarity, then reach out to Marine Agency if you want help matching coverage to your exact services and location.
What is Electrology Insurance?
Electrology insurance is a specialty insurance program designed to protect electrology studios and electrologists with coverage built for the services you perform. Marine Agency offers an electrology insurance program focused on spa and studio liability needs.
What Does Electrology Insurance Cover?
Marine Agency’s electrology insurance can include abusive acts liability, general liability, and professional liability. It can also include property coverage for business contents and or buildings you own, plus optional business interruption coverage.
I Offer Electrolysis Plus Skincare Add-Ons. Can Electrology Insurance Include Both?
Marine Agency says most esthetic (skincare) and cosmetic treatments can be included at no charge. If you want to confirm your exact mix of services, we encourage you to ask our team today.
Do I Need Both General Liability and Professional Liability in Electrology Insurance?
Electrology insurance can include general liability for things like trip and fall incidents and professional liability for malpractice related to your services. Many studio owners carry both because accidents and service related claims are different risks. Marine Agency offers both coverages as part of its electrology insurance options.