3 Reasons to Protect Your MediSpa with Liability Insurance

 

Medical spas have found a way to tap into a unique marketplace and provide services for customers who are interested in non-invasive cosmetic procedures along with more common and relaxing spa treatments. This type of hybrid business allows medical directors and technicians a sophisticated platform in which they can treat their patients with traditional beauty services like facials and waxing as well as Botox injections, microdermabrasions and chemical peels. While clients are urged to feel relaxed and rejuvenated after every visit to your medispa, it is also important to understand that there are still many risks associated with an average visit. In order to minimize your liability exposure and avoid possible risks for your clients and your staff, medical spa owners should invest in comprehensive medispa insurance from Marine Insurance Agency.

 

Top 3 Reasons to Invest in MediSpa Insurance

 

1. Many MediSpa Treatments are Actually Medical Procedures

Each medical spa offers a wide variety of treatment options to better serve their clients. Commonly, these services include laser hair removal, Botox injections, chemical peels and other non-invasive medical procedures. While these medical spa procedures can be perfectly safe, there are still many risks associated with these more advanced beauty treatment options.

For example, Botox injections are used to visibly reduce wrinkles by paralyzing facial muscles. While laser hair removal uses sophisticated lasers and chemical peels utilize harsh chemical compounds that are applied directly to the skin. Each of these common medispa treatment options are medical procedures that carry a great deal of risk to your clients, even when performed by experienced professionals.

medispa coverage

 

2. Clients are Vulnerable to a Variety of Medical Risks

For medical spa owners, it’s important to treat each one of your clients like they are a health patient within a medispa setting. Each patient should be educated about the treatment options that they are interested in, including the possible risks. Aside from thoroughly prescreening clients to determine that they are a suitable candidate for treatment, their technician must take into consideration their medical history, age, skin type and other important factors in order to minimize risk.

Incorrect prescreening is just one of the factors that can result in a variety of medical issues including burning, scarring, paralyzed muscles, hyperpigmentation and more severe complications. Education and building trusting doctor/client relationships are both great ways to make sure each client is aware of the risks associated with medispa procedures. But the best way to prepare for the unexpected is to give your staff and clients peace of mind with total liability insurance protection.

medispa insurance

3. It Pays to Prepare for the Unexpected

Even with the most highly trained and skilled staff, clients that have been properly educated on the risks associated with their chosen medispa treatments and the best equipment that money can buy, you and your business are still at risk of a liability claim. While many medical directors may carry their own medical malpractice liability insurance, this type of coverage doesn’t typically protect medical spas. With a comprehensive medispa insurance policy, it’s easy to protect your business and give yourself peace of mind in knowing that you are always prepared for the unexpected.

MediSpa Insurance Coverage Allows You to Provide the Best Care Possible

When operating a medical spa, there are a great number of issues that can arise including:

  • Clients often underestimate risks associated with treatment.
  • Negative results or side affects following medical treatment.
  • Medical risks are different for each individual client.
  • Increased chance of malpractice or negligence liability claims.

Medical spa owners provide a unique service within the beauty industry and to protect against liability claims or other legal issues, it’s important to invest in the best medispa insurance policy available. Don’t get caught without the right insurance protection when you need it most. For more information on a specialized medispa insurance policy, visit the team at Marine Agency Insurance online today.

 

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