A flood occurs when weather conditions cause mud or water to flow into two or more properties or two or more acres of land that is normally dry. Although flooding may be more likely in some locations than others, any property can be affected by flood damage. Unfortunately, most standard homeowners and business insurance policies exclude damage due to floods, which means that you could owe thousands of dollars out-of-pocket if flooding occurs in your home or business.
Flood insurance policies offer coverage for your home and its contents when a flood causes damage. These policies are available in any state, and they can provide you with both peace of mind and financial protection.
In areas where flooding is highly likely, you may be required to purchase flood insurance, either by law or by your mortgage company. However, in other areas, the choice is yours. Nonetheless, it’s important to remember that flooding can occur in any location, especially after a severe storm. Flood insurance is not costly, and most homeowners can easily afford to purchase a policy.
Marine Agency offers flood insurance coverage for both personal and commercial buildings all across the United States. Our policies will cover both your building’s structure and its contents. Keep in mind that many flood insurance policies won’t cover your home or business until after a certain amount of time has passed, so it’s wise to buy a policy as soon as possible in order to protect your assets.
Don’t get caught in the rain without flood insurance. Contact Marine Agency today to learn more about flood insurance or request a free quote.
The National Flood Insurance Program (NFIP) is managed by the Federal Emergency Management Agency (FEMA), a component of the U.S. Department of Homeland Security (DHS).