From solo laser operators to full-service medispas including Botox and dermal filler injections, look no further than the malpractice insurance experts at Marine Agency. Get complete insurance coverage through Marine Agency’s cosmetic laser & medispa insurance program for laser & medispa businesses. We provide a variety of options from laser hair removal insurance to medical spa insurance that covers popular types of services such as microblading and more.
Marine Agency has been the recognized leader in laser & medical spa insurance since 1999. We understand the unique challenges in running your medispa business and have experience underwriting the broad range of treatment modalities offered at today’s medispas. Our policies for laser & medispa businesses include:
- General (trip & fall, products) Liability
- Professional (malpractice) Liability
- Property Coverage (burglary, fire, theft, etc.) for business contents and/or buildings (if owned)
- Optional Business Interruption Coverage
- Off-site services (including botox parties) coverage is available
- Independent Contractors included as insureds
Most coverages are offered on an a’la carte basis – need everything? Great! Only want professional liability coverage? No problem!
FAQ’s
- What does medispa insurance cover?
Marine Agency’s policies for laser & medispa businesses can include: general liability (e.g. slip & fall, product liability), professional (malpractice) liability, property coverage (fire, theft, burglary), optional business interruption, off-site services (e.g. botox parties), and coverage for independent contractors.
- Do medispas need malpractice insurance?
Yes – professional (malpractice) liability is one component of the policies offered, protecting against claims arising from professional services.
- How customizable are the coverages (can I pick only what I need)?
The policy coverages are offered on an a la carte basis so you can choose only professional liability, or add property, general liability, etc., depending on your needs.
- Can off‐site services (like “botox parties”) be insured?
Yes. Marine Agency offers coverage for off-site services under their medispa insurance program.
- Does Marine Agency insure independent contractors working at the medispa?
Yes – independent contractors are included as insureds under their medispa / laser insurance policies.
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