Professional Liability, General Liability, and Property (optional) Coverage For:

  • Beauty & Barber
  • Day Spa & Salon
  • Cosmetic Laser
  • Cosmetic Tattoo (AKA “permanent makeup”, “microblading”, or “micropigmentation”
  • Electrology & Aesthetics
  • Massage & Bodywork
  • Medispa
  • Tattoo & Body Piercing

Important Notes & Numbers

  • Available throughout lower 48 states and DC
  • Liability minimum premium is $500 plus tax & fee
  • Minimum TIV (for property coverages) is $100,000
  • Commission to brokers is 10% of premium
  • All policies are agency-billed (you collect from the insured, and send an agency check to us)

How to Submit

  • Download and complete the required liability applicationPDF icon.
  • Complete an Acord 125 (applicant info) and Acord 140 (property). This is only needed to quote property coverage. Property coverage is optional.
  • Obtain prior carrier loss runs if the expiring premium is over $10,000.
  • Obtain prior carrier loss runs if there are any prior claims.
  • Obtain evidence of your agency E&O coverage (either a certificate or a current declaration page).
  • Email everything to

Our Insurance Products

Contact Us


    34 W Main Street #201
    Somerville NJ 08876

    Local: 908-838-9762

    Toll-Free: 84-INSURE-NJ (844-678-7365)

    Toll-Free: 800-35-MARINE (800-356-2746)

    Northern Delaware

    1218 Pulaski Hwy, Ste 490
    Bear DE 19701

    Local: 302-834-9641

    Toll-Free: 800-681-7261

    Mobile Apps (requires active policy)

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