Professional Liability, General Liability, and Property (optional) Coverage For:
- Beauty & Barber
- Day Spa & Salon
- Cosmetic Laser
- Cosmetic Tattoo (AKA “permanent makeup”, “microblading”, or “micropigmentation”
- Electrology & Aesthetics
- Massage & Bodywork
- Tattoo & Body Piercing
Important Notes & Numbers
- Available throughout lower 48 states and DC
- Liability minimum premium is $500 plus tax & fee
- Minimum TIV (for property coverages) is $100,000
- Commission to brokers is 10% of premium
- All policies are agency-billed (you collect from the insured, and send an agency check to us)
How to Submit
- Download and complete the required liability application.
- Complete an Acord 125 (applicant info) and Acord 140 (property). This is only needed to quote property coverage. Property coverage is optional.
- Obtain prior carrier loss runs if the expiring premium is over $10,000.
- Obtain prior carrier loss runs if there are any prior claims.
- Obtain evidence of your agency E&O coverage (either a certificate or a current declaration page).
- Email everything to firstname.lastname@example.org.