Before the holiday season, many medispa clients have one thing on their mind—lip injections. Whether they are tired of their thinning and wrinkled lips, or want to plump their pout for mistletoe moments, now is the perfect time of the year for them to visit a medispa.
With a huge influx of holiday clients coming in, take a look at your current insurance coverage to make sure you and your staff has the right level of protection. Give yourself and your employees peace of mind when you invest in a total insurance protection plan from Marine Agency Insurance.
Get Ahead of the Holiday Rush with Comprehensive Insurance Coverage
Medical spas, or MediSpas, are a fairly new concept when it comes to cosmetic medical procedures. Medispas are establishments where clients can receive non-invasive medical procedures in the relaxing setting of a day spa. The relaxed and calming atmosphere that spas provide make clients feel at ease, so clients believe that there is little or no risk involved. In reality, a great deal of risk involved with each visit, especially when getting a procedure such as lip injections, Botox injections, liposuction or other cosmetic procedures. This is why it pays to invest in insurance that will protect you in the event of an error or negligence.
Benefits of Liability Coverage for MediSpa Owners
Many medispa owners and operators feel that their business and operations are covered under their medical director’s malpractice insurance policy. However, the medical insurance providers do not typically include medispa operations and services in their policies. This is because medispas are outside of the general medical scope of services provided, so it is up to you to find the best insurance policy to fit the needs of your MediSpa.
Aside from having professional and general liability insurance coverage, it is a good idea to invest in malpractice liability insurance too. With a more comprehensive insurance policy, you can better protect your assets, staff and clients.
Some of the common lip injection mishaps that are protected by your liability policy include:
- Severe or Prolonged Swelling and Bruising
- Lip Asymmetry
- Lumps or Irregularities in the Lips
- Injection in a Blood Vessel (Tissue Loss)
- Stiff Lip
- Allergic Reactions
Be sure to inform your client of other aspects of lip injections. Ask clients if they have any known allergies as an allergic reaction to the numbing agent or filler are possible side effects. Educate your clients on the lip injection process, especially that fillers only last for four to six months and will need additional maintenance and touch ups. Clients should also be aware that their lips will not be “stretched out” if they decide to stop getting lip injections at any given point. Their lips will go back to the way they were before injections. While clients may bring in pictures and inspiration, their desired lip shape may not look the way they pictured. As a professional, it’s your job to give them the best lips for their face shape!
Enjoy Peace of Mind This Holiday Season
Nothing puts a damper on your holiday spirit like, a lawsuit that you are not prepared for. Don’t get caught without the right level of insurance protection for your medispa. Invest in comprehensive coverage from Marine Agency Insurance.
At Marine Agency Insurance, you will never have to worry about having the right policy to fit your unique business needs. Our experienced and knowledgeable agents are always available to review your policy, explain your deductible and discuss any additional coverage options. You can give yourself peace of mind with the right insurance policy, allowing you to get back to your clients and provide them with the best medispa experience possible this holiday season. For more information on medispa insurance or to get a quote from the team at Marine Agency Insurance, visit us online today.