As more and more Americans are investing their time and hard-earned money in body art, it only makes sense that the demand for highly-skilled tattoo artists is on the rise. However, even when clients seek out the best artists at the most reputable tattoo shops – there’s a chance that any number of different things could go wrong. In fact, the threat for a client to bring a lawsuit against their tattoo artist is something every artist and shop owner should be prepared for.
As your trusted tattoo artist insurance provider in the USA, our agents at Marine Agency Insurance want to help make sure you have the right level of coverage to protect your business, staff, and clients. Keep reading to learn more about the benefits of investing in comprehensive insurance for tattoo artists.
Every business should have some form of liability insurance in place to protect against accidents in the workplace. For tattoo shops, investing in tattoo liability insurance is extremely important. Similar to malpractice coverage that doctors and other professionals in the medical field carry, this type of insurance is designed to provide protection in the event that an artist makes a mistake while working with a customer. In most cases, this special insurance coverage will cover the cost of any damages that may result from tattoo mistakes or possible customer injuries.
While there are plenty of internet memes out there that make fun of “bad” or incorrect tattoos, no one wants to be stuck with a mistake like that on their bodies. And for artists, having your mistake blasted across the internet can be very bad for business. Even the most experienced and reputable tattoo artists can make a mistake, so it’s important that shops carry this type of insurance policy to protect their staff, customer and bottom line. Additionally, anyone who could be named in a lawsuit that a client brings against a tattoo artist – like tattoo shop owners should be named in the policy as well.
In addition to carrying comprehensive tattoo artist liability insurance, it is a good idea for shop owners to go the extra mile to prevent unhappy customers and injuries. One of the best ways to do this is to require your clients to sign waivers that show they have understood the risks involved with tattooing and they are aware of proper aftercare steps, etc. While this doesn’t completely eliminate responsibility or the chance that a lawsuit may be brought against your staff or shop, it does help to limit some potential risks.
Before you purchase a tattoo liability policy, keep these key factors in mind:
Interested in learning more about the benefits of tattoo artist insurance coverage? Call (800) 763-4755 or contact our team online today to request a free quote.
422 US Hwy 22 W, Unit 7
Whitehouse Station NJ 08889
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PO Box 125
Whitehouse Station NJ 08889
Toll-Free: 800-35-MARINE (800-356-2746)