As more and more Americans are investing their time and hard-earned money in body art, it only makes sense that the demand for highly-skilled tattoo artists is on the rise. However, even when clients seek out the best artists at the most reputable tattoo shops – there’s a chance that any number of different things could go wrong. In fact, the threat for a client to bring a lawsuit against their tattoo artist is something every artist and shop owner should be prepared for. That’s why your tattoo shop needs to invest in tattoo artist insurance coverage
How to Obtain Liability Insurance for Your Tattoo Shop
As your trusted tattoo artist insurance provider in the USA, our agents at Marine Agency Insurance want to help make sure you have the right level of coverage to protect your business, staff, and clients. Keep reading to learn more about the benefits of tattoo insurance and how our comprehensive insurance policies can keep you and your tattoo artists safe.
What is Tattoo Artist Insurance?
Every business should have some form of liability insurance in place to protect against accidents in the workplace. For tattoo shops, investing in tattoo liability insurance is extremely important. Similar to malpractice coverage that doctors and other professionals in the medical field carry, this type of business insurance is designed to provide protection in the event that an artist makes a mistake while working with a customer. In most cases, this special insurance coverage will cover the cost of any damages that may result from tattoo mistakes or possible customer injuries.
4 Fast Tattoo Facts: Tattoos Across America
- Americans spend more than $1.6 billion annually on tattoos and tattoo services
- There are more than 21,000 tattoo shops located across the USA
- Around 45 million Americans have at least 1 tattoo
- Studies show that about 40 percent of American adults aged 26 to 40 have at least one tattoo
Who Needs Tattoo Artist Liability Insurance?
While there are plenty of internet memes out there that make fun of “bad” or incorrect tattoos, no one wants to be stuck with a mistake like that on their bodies. And for artists, having your mistake blasted across the internet can be very bad for business. Even the most experienced and reputable tattoo artists can make a mistake, so it’s important that shops carry this type of insurance policy to protect their staff, customer and bottom line. Additionally, anyone who could be named in a lawsuit that a client brings against a tattoo artist – like tattoo shop owners should be named in the policy as well.
In addition to carrying comprehensive tattoo artist liability insurance, it is a good idea for shop owners to go the extra mile to prevent unhappy customers and injuries. One of the best ways to do this is to require your clients to sign waivers that show they have understood the risks involved with tattooing and they are aware of proper aftercare steps, etc. While this doesn’t completely eliminate responsibility or the chance that a lawsuit may be brought against your staff or shop, it does help to limit some potential risks.
Tattoo Artist Insurance: Things to Remember Before You Buy
Before you purchase cosmetic tattoo insurance, keep these key factors in mind:
- All small businesses should carry some form of liability coverage. However, tattoo shops have a special set of risks to consider and should purchase coverage accordingly.
- The tattoo services industry in the USA brings in more than $1.6 billion each year, with plenty of room for error.
- Even the most skilled and experienced artists can make mistake! Don’t skip this important coverage just because you have a great team in place!
Contact Marine Agency Insurance Today
Interested in learning more about the benefits of tattoo artist insurance coverage? Call (800) 763-4755 or contact our team online today to request a free quote.